The Thailand Retirement Visa is the most popular pathway in Southeast Asia — affordable cost of living, world-class healthcare and warm culture. We offer all three categories: O-A for new arrivals, O-X for 10-year long-stay, and LTR Wealthy Pensioner for high-income retirees.
Thai Notary Law & Service Co., Ltd. — Tax/Reg ID 0405565001923. Company registration and attorney certificates are displayed below.
Retirement Visa service (NON-O-A and O-X) for foreigners aged 50+ planning long-term Thailand residency. We arrange the price on request deposit or THB 65,000/month income proof, OIC-compliant health insurance, criminal background check and Immigration lodgement. price on request.
Thailand has several long-stay routes for applicants aged 50 or older, including Non-O retirement extensions, O-A, O-X for eligible nationalities, and the LTR Wealthy Pensioner category. Financial, insurance and filing requirements differ. Staff identify the receiving authority first and compare the applicant’s evidence with its current official checklist.
Core evidence may include a passport, age and address evidence, financial records, insurance, a medical certificate and police clearance. The actual list differs among Non-O, O-A, O-X and LTR, and among embassies and Immigration offices, so the official checklist for the filing post must be checked every time.
Retirement-visa requirements vary by visa class, filing post, nationality and the rules in force on the filing date. Staff compare financial evidence, insurance, medical certificates and police clearances with the checklist of the embassy or Immigration office receiving the application, without pre-judging the authority’s decision.
A later change of category is not automatic. Nationality, income source, assets, insurance and filing location must be reassessed under the rules then in force. Keeping certified copies, bank evidence and prior immigration records organised can reduce avoidable document retrieval when a new application is prepared.
Review age, nationality, financial evidence, filing location and residence goals before suggesting a route.
Bilingual agreement with transparent scope, timeline and fees.
Recommend qualifying banks and account types — transfer from abroad with source disclosure.
Refer to hospitals issuing standard-compliant certificates.
Coordinate police clearance from home country — Apostille / legalization included.
Check coverage limits, Thailand coverage, policy period and any certificate form required by the filing post.
Translate all foreign documents to Thai with certification.
Liaise with Thai Embassy in home country — submit documents and collect visa.
For LTR — file online at BOI with investment evidence and insurance.
Register TM.30 and report every 90 days (LTR exempt).
Staff summarise expiry, reporting, travel and evidence-retention obligations for the approved category.
Advice on income tax, foreign-source remittance and Thai investment.
O-A suits middle-income retirees needing flexibility — easy entry, low fees, but annual extensions and 90-day reporting. LTR suits high-income retirees seeking 10-year stability, exemption from 90-day reporting, fast-track airport lanes and 4 days/week work permission — requiring USD 250,000 Thai investment held throughout. Tax-wise, LTR enjoys a 17% flat rate on Thai salary while O-A follows progressive rates. We provide per-case comparison tables and 10-year Total Cost of Ownership calculations.
Deposit, income or pension evidence must satisfy the amount, holding period, source-of-funds and bank-letter format for the chosen application. Applicants should obtain the latest list from the Immigration office or embassy receiving the case and should not move funds based on another applicant’s circumstances.
Insurance criteria differ by visa category and can change. Verify minimum coverage, territorial scope, policy period, exclusions and certificate format directly against the receiving authority’s official webpage or checklist before buying or replacing a policy.
After approval, holders must: (1) file TM.30 on every entry/exit or address change; (2) report every 90 days at Immigration (LTR exempt); (3) obtain Re-Entry Permits before any departure; (4) extend the visa within 30 days of expiry; (5) maintain account balance per criteria. We provide a personal calendar with 90/60/30-day reminders, reducing the risk of forgetfulness and fines that can accumulate to THB 50,000-100,000 per year.
Foreign retirees prefer: (1) Chiang Mai — cool climate, low cost, vibrant expat community; (2) Phuket — beaches, international hospitals; (3) Pattaya / Chonburi — moderate cost, full amenities; (4) Hua Hin / Prachuap Khiri Khan — peaceful, near Bangkok; (5) Koh Samui — island lifestyle. We serve all areas plus 50 Bangkok districts and 77 provinces. Upcountry clients ship documents and book Zoom consultations — we file in Bangkok and return the visa via DHL.
Three distinct retirement-pathway visas exist for the over-50 foreign retiree, and the choice between them has implications that compound over a decade of residence. The annual retirement extension under Non-Immigrant O is the most common pathway: 800,000 THB seasoned bank balance or 65,000 THB monthly income, no overseas medical insurance requirement (since the 2019 health-insurance mandate was rolled back for this category), annual renewal at the local Immigration office. The Non-Immigrant O-A long-stay visa, applied for at a Thai embassy overseas before arrival, grants an initial one-year stay with one re-entry, requires the same price on request threshold but additionally mandates Thai-issued health insurance with price on request inpatient and price on request outpatient cover. The Non-Immigrant O-X 10-year visa requires price on request or price on request plus price on request annual income, and is restricted to nationals of 14 specified countries. We model each pathway against your nationality, asset structure, insurance preferences, and intended length of stay to identify the lowest-friction route.
The price on request seasoning rule requires the funds to remain in a Thai bank account for two months prior to the extension application and to remain in the account (with a minimum balance never falling below 400,000 THB) for the entire visa year. This is the single most-misunderstood compliance point: many retirees treat the 800,000 THB as a one-time deposit they can spend down after the extension is granted, but a 2019 Immigration Bureau circular formalised the year-round minimum-balance requirement, and Immigration officers now request the year's bank statements at the next renewal to confirm compliance. Retirees who plan to draw down the bank balance during the year for property purchase, vehicle purchase, or living expenses should switch to the 65,000 THB monthly income certification pathway instead, which has no balance-maintenance requirement but does require monthly income letters from the embassy or a notarised income declaration accompanied by overseas-bank evidence.
Three parallel reporting cycles run alongside the annual extension. The TM30 address-registration form must be filed within 24 hours of arrival at any address (your own home, a rental, or a hotel for stays longer than 24 hours); failure to file before the next 90-day report has caused thousands of fines since the rule was reactivated in 2019. The 90-day report (TM47) must be filed every 90 days regardless of whether the retiree has left and returned to Thailand — leaving the country and returning re-starts the 90-day clock but does not waive the existing report. Health insurance, although no longer mandatory for the annual extension under O, is mandatory for O-A and O-X and is increasingly being requested by Immigration officers as supplementary evidence even on O-extension files. We coordinate all three reporting cycles with your annual extension so you only visit Immigration once per quarter rather than monthly.
A retirement visa or extension grants permitted-to-stay only — leaving Thailand without a valid re-entry permit cancels the visa, and the retiree must restart the entire application from scratch on return (single-entry tourist visa, switch to Non-Immigrant O inside Thailand, then re-apply for retirement extension after 90 days). The single re-entry permit is 1,000 THB; the multiple re-entry permit is 3,800 THB and lasts the full visa year. For retirees who visit family overseas more than once a year, the multiple-entry permit is the obvious choice. We file re-entry permits at the same appointment as the annual extension so retirees do not need a second visit, and we set calendar reminders for the next renewal cycle automatically.
| Criteria | Thai Notary Law | DIY Filing | Visa Run Agency | Generic Visa Agency |
|---|---|---|---|---|
| Supports O-A, O-X & LTR | ✓ All 3 pathways | — Self-research | △ O-A only | △ O-A only |
| 50-point compliance checklist | ✓ Pre-filing audit | ✗ | ✗ | △ Basic check only |
| Insurance + bank pre-vetted | ✓ TGIA-listed | ✗ Risk of disqualification | △ Limited insurers | △ No pre-vetting |
| 90-day + 1-year renewal handling | ✓ Calendar + Reminders | — Easy to forget | △ Extra fee per cycle | △ Per-event billing |
| Upgrade planning O-A → LTR | ✓ 10-year Strategy Memo | ✗ | ✗ | △ No advisory provided |
Assess age, nationality, finances and long-term goals within 24h.
Open qualifying Bangkok Bank/Kasikorn account + transfer price on request (O-A) / 3M (O-X) with source proof.
Medical check ruling out 6 prohibited diseases + insurance OPD 40K/IPD 400K (O-A) or USD 50K (LTR).
Coordinate police clearance + Apostille / embassy legalization.
Translate foreign documents to Thai + notarial attorney certification.
O-A/O-X: file at home-country embassy. LTR: file BOI Online + approval in 4-8 weeks.
Notarial Services Attorneys in Thailand must hold a licence from the Lawyers Council of Thailand under the 2003 Notarial Services Regulation.
Read full text →Thailand’s Apostille accession (30 June 2026) only enters into force on 28 February 2027 — documents require dual legalisation by MFA Consular Affairs and the destination embassy.
Read full text →A signature or name that differs from the passport may trigger a request for more evidence. Check the recipient’s rule and bring original identification when signing before an officer or attorney is required.
Translator requirements depend on the receiving authority. Some accept a translator declaration; others specify a sworn or registered translator. Check the current list before translation starts.
Before 28 February 2027, many Thai documents used abroad still need destination-embassy legalisation after the Department of Consular Affairs. The exact order depends on the document and recipient.
Send your document details for staff to assess the steps and timing before work begins.
Mon-Fri 09:00-18:00 • Sat–Sun 09:00–17:00 (ICT)
Choose a nearby area to see service details, pricing, and our team in your district or BTS/MRT station.
This list reflects the requirements published by the responsible authority on the verification date. Authorities may change their conditions, so confirm with the source before lodging.
Financial thresholds, insurance coverage levels and supporting documents are set by each Thai mission — check the notice of the mission where you will lodge.
Source: Ministry of Foreign Affairs (Thai e-Visa system) · verified on 2026-08-01
Processing time depends on the Royal Thai Police record check. No private provider can accelerate the government stage.
Source: Police Clearance Service Centre, Royal Thai Police · verified on 2026-07-31
